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Introduction:

Daughter gets into financial trouble, needs to go to dad for help.
The Loan

Frank was just about to finish his phone call, but Robert brought up another topic.

“Oh, Mr. Capelli, there’s one more thing. Your daughter Julie has been coming in and placing bets.”

“How’d she even find the place?”

“We’re popular with the college kids, maybe one of her friends.”

“How’s she faring?”

“Win some, lose some. Best I can figure, she’s up a couple of hundred bucks.”

“Anyone coaching her?”

“She’s a pretty girl, a couple of guys wanted to get close to her, but once they found out who her father was, they backed off pretty quick.”

“Can you get someone to help her out? I want her to place a big bet and lose, so she can learn a lesson and stay away from there.”

“It’s possible. She likes the local team, and they have the big rivalry game coming up.”

“Do we control that game?”

“We’ve got a ref and the assistant coach in our pocket, we’re going to put their star player on the bench in the first period, they’ll have no chance to take this game.”

“Do it, see if we can get her for a few thousand. Keep it off the books, but make it look real. When she loses, get what money you can from her then put the pressure on. I want to scare her away from this kind of activity. Pull this off and I’ll make sure you get a bonus.”

“Dad, I need some money.” Julie sounded nervous about making her request.

“What do you mean? It’s only the fifth and you just got your allowance a couple of days ago. How much do you need?”

“Uhm,” she paused, afraid to divulge the answer. “Three thousand dollars.”

“That’s quite a bit, why so much?”

“I owe some people.”

“Why is it so much?”

“I…,” she faltered a moment, then lowered her voice, “I made a bet on a game and lost.”

“You mean to tell me that you’ve been taking your living expenses, that I provide to you, and then you’re gambling with it?”

Her voice was barely more than an embarrassed whisper when she answered, “Yes.”

“Then I don’t know what it is that I can do for you.”

“You could loan me the money.” Julie sounded weak with her request.

“I don’t think so.” Frank’s tone of voice was resolute, he’d already made his decision.

“But…”

Frank cut her off, “I provide you with funds for living expenses, and what you’re telling me is you took that money and squandered it. I don’t see why I need to be the one to take care for your bad decisions.”

“But…”

“Julie, you’re twenty-two, an adult. You know full well I expect you to be responsible for your decisions and, you need to suffer the consequences for those actions.”

“I know, but…”

“But nothing, you need to find a way to work this out on your own. If you placed a bet and lost then you need to find the means to cover your losses. That’s the risk of getting involved with gambling.”

“I’ve been trying dad,” she explained, “but I haven’t been able to get the money to pay the whole thing off.”

“What do you mean the whole thing? How much did you lose?”

“Five thousand.”

“Five thousand? That didn’t just ‘happen’. How long have you owed on this?”

“A couple of months, maybe a bit more.”

“And you’re just now coming to me with this?”

“They said they were going to hurt me, or worse, if I didn’t make good. I’ve got a week to pay the rest of it back.”

“Why do I feel like this is an ambush? You come to me at the last minute with a desperate request. That gives me no opportunity to work out the means to help you get funds to recover. This isn’t fair to me and I’m not going to just jump in and solve your problem.”

“Please dad,” Julie pleaded, “I know you’ve got the money and…”

Frank stopped her short again, “Me having money doesn’t automatically mean I’m just going to hand it out. And I’m not obligated to resolve your financial problems, especially for something as reckless as a gambling debt.”

“Dad, I’m afraid,” a tear formed in the corner of her eye, “I think they mean to kill me.”

“That’s pretty serious, and I’m not happy about hearing that.”

“Then you can help me?”

“I didn’t say that. I’m not in the habit of just handing money out.”

“But dad, this is serious, I know I made a mistake and I need help. And I know you have given Mrs. Thompson some money a couple of times since her husband left.”

“It’s different with her, I don’t just give her money.”

“What do you mean?”

“Figure it out.”

Julie couldn’t imagine what he meant. More than once, she’d seen Mrs. Thompson leaving the house with a check in her hand. And she knew the woman didn’t have the means to pay back a loan. She suddenly made a realization. “Is she…? I mean do you…? With her?”

“Call it a mutual agreement, we each have something the other wants or needs. We’re comfortable with the terms.”

Julie took a small step back as she came to fully understand the terms of that arrangement. Mrs. Thompson was sleeping with her dad, in exchange for some financial support. Her face flushed at the thought of it. She felt trapped. She knew she couldn’t have that kind of arrangement, at least not with her father. The people who wanted to collect their money weren’t going to give up, and her dad wasn’t going to give in. She didn’t know what to do.

The following afternoon, Julie got a call from an unknown number. She knew she shouldn’t answer it but she took the call anyway.

“You’ve got five days left.” The caller hung up immediately.

Julie was on the verge of a full-blown panic attack. They were coming for her, and she had no means to keep them away other than paying them off. Her dad wasn’t going to help, and she couldn’t go to her friends for support – none of them had that kind of money to loan out. Even if she got a job today she couldn’t make enough money to pay the debt on time, she wouldn’t even get a paycheck for at least a week or two anyhow and that excuse wasn’t going to be accepted. She had pills, antidepressants. If she took enough of them she could get away from this problem, it might be an easier way out than what she imagined what was planned for her. She wasn’t going to do that now, but if it came down to it…

“Three days.” The caller hung up again.

The stress of that message hit her hard. Julie took two of her pills and then went to find a bottle of wine. Between her meds and the alcohol, she could numb herself into oblivion for a short while.

That evening, when her pill and wine induced high was just starting to fade, Julie thought about the deal between her dad and Mrs. Thompson. With anyone else, such an arrangement wouldn’t be too bad of an option, but with her dad…, she didn’t see that as acceptable as she wanted it to be. And even if she could bring herself to suggest it, she didn’t think he would go there. She took a couple big gulps of wine to renew her buzz.

Frank saw his daughter hovering at the door of his home office. He held his finger up, indicating he wanted to finish his phone call before she came in.

“Okay, so we’re up to date with the protection payments, where are we at with the collections?”

The voice on the other end of the phone gave a report in a matter-of-fact presentation, “We’re down to just the one, the girl that owes three bills. We call her every day and give her the countdown warning, but we haven’t heard anything about getting paid.”

“Keep it up then. Are we prepared to take this further if she doesn’t pay?”

“Yes, but do we really want to go there? It could bring a lot of heat on us if the cops find out. They could consider it the result of a gang war and there’d be an investigation.”

“We’ll make that decision then when it comes time.”

When he hung up the phone he glanced over to Julie and saw she was wearing a nearly sheer satin robe that was a little lighter in color than her blonde hair. He saw she wasn’t wearing any shoes. He looked at the clock and saw it was just about twelve, he didn’t realize it was so late, that would explain the nightgown.

“Julie? What is it?”

The clock chimed midnight as she took a couple of steps into his office and stood there with her head down and hands clasped in front of herself. “I was kind of thinking…”

“Get over here to I can hear you.” Once she was near his desk he prodded her to continue.

Julie kept her head down and started again, “Well I was thinking…”

“And?”

“What if we could work out some kind of arrangement like you have with Mrs. Thompson?”

“Do you realize what it is you’re saying?”

“Yes.”

“Then tell me what it is.”

“She’s having sex with you so you’ll help her out.”

“Are you saying you want the same thing?”

“Yes.” It was barely more than a whisper, but she said it. She was both embarrassed and afraid for having made the offer.

“And you understand that this is not a demand on my part, that you are the one offering to make this agreement.”

“Yes.”

“And you think you can handle that?”

“Well honestly, I’m desperate, I’ve only got two days left now and I’m really scared. I thought if we could do this one time then I would never get into any trouble like this again.”

“No.”

Julie was shocked. It was hard enough for her to suggest having sex with her father for his financial support, and now he just refused her again. She didn’t think there were any other options other than taking all of her pills.

Frank continued, “It won’t be just once.”

Julie’s face flushed, she hadn’t expected that.

“To me, this is a business transaction, and that means there has to be some value in it for me to agree to it. A guy can go to a strip club and get laid for one-fifty to two hundred dollars, less if he goes out on the street. I’m not going to pay three thousand dollars just to get my dick wet.”

“What about, well you know, me being your daughter…?”

“In business, I only see business partners, no other relationships are considered. I will assign you a value of three hundred dollars, and given what I just told you then you can say I’m being generous. That means you will come to me as a sexual partner ten times to repay your loan. Do you still want to proceed?”

Julie’s voice dropped down, “Okay.” She didn’t feel she had any other options.

“Then prove it.” Frank pointed to her robe. “What are you wearing under that?”

“Just my panties.”

“Then come over by me and open your gown and show me.”

Julie was slow to walk around the desk. She fidgeted some with the tie on the front and then let it fall open.

“Hold it open, let me see you.”

Julie blushed as she pulled the front panels of her gown out so her dad could see her nearly naked. He looked her over, she had a nice body. At 5’6” with 34D tits she had some appeal to her. He had to admit she looked a lot like her mom at the same age and he found that alluring. Her low-rise panties had a snug fit that accentuated her figure.

“Step closer to me.” He gave her a firm order.

Julie stepped in and he ran his fingertips over the satiny fabric of her panties and down to her crotch. He pressed his fingers against her clit. After a moment, he got ahold of her waistband on either side and yanked the panties down to her knees.

Julie caught her breath, but she held her pose before him, face turning deep red as her father looked at her smoothly shaven pussy.

“Tell me why you’re here.” Another order.

“To have sex with you so I can have some money.”

“You’re willing to give me some pussy so I’ll help you?”

“Yes.”

“Then say it.”

“I’ll give you some pussy for your help.”

“And you want to do this, correct?”

“Yes.”

“Say it.”

“I want to give you some pussy.”

Frank pushed the panties down to her ankles, “Step out of those and lean back against the desk.”

Julie did as she was told.

“Spread your legs and then spread your pussy open. I want to see where you get wet.”

Julie gasped at the command, she was slow to move as she had been told to do.

“Did you think we were going to go out for a candlelight dinner and champagne like a date? You’re offering sex for support, and you’re going to do it on my terms. That means you do what I tell you, when I tell you, and the way I tell you. You’ll also do it without hesitation or inhibition. Now show me your pussy.”

Julie reached down with both hands and pulled her pussy lips apart. Frank made her hold that pose, then he stood up and loosened his belt.

Julie knew what was coming, although she didn’t expect it to happen right away. Between her pills and the wine, she wasn’t especially sexually excited, but when his boxers came off and she saw how hard he was, she started getting wet. He had to be at least eight inches long and a couple of inches around; none of the boys she had been with before were that large.

Frank stepped in between her legs and slid the head of his cock up and down her slit to get it wet, then he thrust into her and went deep as possible in one stroke. Julie let out a low groan as she felt him press against her cervix, he drew back and slammed into her again. Despite the shock she was feeling, mixed with her fear and the intensity of letting her own dad fuck her, she was starting to get even wetter. He didn’t pause as he fucked her deep, and she felt like she was one step short of being raped. She buried her face in his shoulder as he slammed into her.

At one point he grabbed her hair and pulled her head back. “Look at me.”

She did as she was told, staring up into his eyes, he had a fierce look.

He drove into her again and held himself there, “I’m cumming in your pussy.”

She felt warmer and wetter deep inside of herself. Frank pulled out of her and she saw his cock was glistening and slick with the mixture of her juices and his own cum.

“That’s one.”

“Does that mean you’ll write me a check now?” she tentatively asked.

“No. Not until I fuck you again. And there’s going to be some rules. From now on you’ll be sober when I fuck you. And, your pussy has to cum too. Do you understand?”

Julie knew she had just been fucked. She wasn’t sore, but she also wasn’t enjoying the afterglow like one feels after good sex. It wasn’t what she had expected, or even hoped for. She felt embarrassed and demeaned, but she also felt like she deserved it. She knew she had fucked up, she was well aware of the extreme danger she was in if she didn’t get the money. Offering herself to her dad and submitting to his sexual demands was suitable punishment for allowing herself to get into this situation. She laid in her bed and considered the last demand that her father made – she had to cum when they fucked. She was willing to show off when he wanted it, and give herself to him but she never had any sexual dreams about being with her dad. The concept was never a fuel as a masturbation fantasy to bring herself to orgasm as may be true for other girls that wanted to test their allure with the first man they knew in their lives. She rubbed her clit a little and realized she just wasn’t feeling it; maybe if she wasn’t on her meds…

Frank knew his wife was out shopping when he heard the upstairs shower kick on.

Julie shut the water off, stepped out of the shower and wrapped herself in a towel. When she got into her bedroom, she found her dad sitting on her bed.

“Drop the towel.”

Her eyes opened wide, seeing him there caught her completely off guard. Remembering that he wanted immediate action to his demands and she let the towel fall.

“Hold still.”

Frank got up and walked around her like her was doing an inspection. He released the towel that was wrapped around her wet hair and tossed it to the floor. When he got behind her, he slipped his fingertip into her pussy.

“Let your pussy get wet. I’m going to fuck you again.”

Julie felt herself getting fingered and experienced a spontaneous rush of fluids getting her ready.

Frank sat on the bed again, then he reached out and grabbed her by the wrist.

“Get over here.”

He yanked her arm to cause her to fall forward over his lap. He positioned both of her arms behind her and held her by the wrists with one hand then slid his finger back into her pussy. Despite his abrupt commands, and the rough treatment the night before, his touch was surprisingly gentle, even sensuous. He circled his fingertip just barely inside of her pussy then slid it up between her pussy lips to tease her clit before going back to her wet little fuck hole.

Julie started feeling a rapidly building tension in her crotch. She’d never felt anything like this before and she knew that if he kept it up, she was going to cum hard. She rolled her hips a little, and started raising herself to get his finger to go deeper into her. He kept his finger from getting too deep into her as he continued playing with her pussy.

“You’re going to let your pussy cum for me aren’t you?”

Julie moaned, and then answered with a breathless voice, “Yesss.”

“You want to cum for me don’t you?”

“Yesss…” She raised her hips again, she was close to a release.

“Not yet,” he commanded her. “Don’t you dare cum yet.”

Julie groaned, she wanted to cum hard and he just denied her. She felt him, probing her, rubbing her, still playing with her pussy and finding the things that made her want to respond to his touch. She needed to cum and he was making her hold back.

“I liked fucking your pussy, and I’m going to fuck it some more. You want that don’t you?”

“Yesss.”

“Are you ready to cum for me?”

“Yesss, please… I need to cum…”

Frank released her wrists and used his free hand to spread her pussy open as he circled her clit with his fingertip. “Do it, do it now. Let your pussy cum.”

Julie’s whole body tensed up as she came harder than she had ever known before. Her entire crotch was soaked from her gushing pussy juices. Frank watched as her pussy contracted and quivered from her orgasm. Another flood of her juices soaked his fingertip.

Frank got up and took his clothes off while Julie laid face down on the bed while trying to catch her breath.

“Good girl, that’s what I wanted from you. Now get up onto the bed and spread your legs.”

Julie moved into position and caught sight of his cock, rock hard and ready to fuck her again.

“Show me where you get wet, do it.” He was commanding her again.

Julie didn’t hesitate, she reached down with both hands and spread herself open. Doing that motion this time got her hotter. The night before she was embarrassed and nervous when she showed herself, but this time she wanted him to see how wet she was, she needed him to fuck her and she wanted it now. She just came harder than she’d ever known before, and she wanted more.

Frank got onto the bed between her legs and moved up to get onto her. She was so soaked it was easy to fully get into her, she was slick and hot inside. He drew back as far as he could without coming out of her and gently slid back in, he was being deliberately slow with his actions.

Julie moaned, she needed to fuck. She wanted him to drive into her like he did last night but he was holding back, taking his time, making her suffer each pleasurable stroke in the same way he had used his finger. In no time at all she could only focus on what she was feeling in her pussy. She tilted her hips and tried to get him deeper, she pushed her clit into him and tried to hold him there, but he would pull back again almost to the point of coming out completely before he slid back into her.

“Do you like the way I played with your pussy?”

“Unhh, yesss…”

“Did it feel good to let your pussy cum for me?”

“God yesss…”

“You’re going to cum for me again, aren’t you?” He pressed himself in hard and held there. He felt that she was ready to cum again. “But not yet, don’t cum yet.”

Julie whimpered a little.

“You know it only counts if I cum in your pussy. But there will be one time when you will let me cum in your mouth. Do you want that?”

“Yes… Yes, I want you to cum in my mouth, I want to suck you.”

“Good. Not this time though, your pussy feels good to me and I’m going to cum in you again.”

Julie took advantage of him pressing into her and wrapped her arms around him and tried to pull him deeper.

“Are you ready to cum again?”

“Yes.., please. Let me cum, I need to cum for you.”

“Do it, do it baby. Cum on me while I fuck you.”

Julie clamped him tight in every way she could, arms, legs, even her pussy locked down on him as her pussy exploded with another powerful orgasm. Frank kept himself deep inside her as she erupted.

Once she was starting to relax from her contractions, he got ready to let himself spew into her again.

“Look at me.”

She looked into his eyes and felt what was happening inside of her.

“I’m cumming in your pussy again.”

Where she hadn’t imagined before that letting her dad fuck her would be erotic or pleasurable, she was already thinking about doing this again. Even now, after two deep orgasms, she wanted more. She had felt new things and enjoyed doing that. She definitely wanted to fuck her dad some more.

Frank pulled out of her and got off the bed. He started to reach for his clothing but changed his mind and moved to where he was standing next to her where she laid on the bed. Julie looked up and saw he was still pretty hard.

“Just for practice,” he told her. “I want to know how your mouth feels.”

What Julie really wanted was for him to fuck her again, but she was just as eager to suck him. She was going to show him how much she wanted him inside of her and didn’t hesitate to take him in her mouth.

Frank felt the slick warmth of her mouth on his cock. She worked at taking him as deep as she could, and she used her tongue to excite the sensitive flesh under the shaft near the head of his cock. He let her work at sucking him then drew back.

“Good. I look forward to you making me cum like that. When you get dressed, come down to my office and I’ll write you a check.”

Julie felt much better now that her debt was paid, she hadn’t taken any pills in a couple of days, and she wasn’t drinking to escape her fears. She laid in bed with her hand in her panties, she was trying to make herself feel like it did when her dad had her over his lap and played with her pussy. It just wasn’t the same. She wondered if he was in his office space, it wasn’t too late and she thought maybe she could get him to fuck her again. What she really wanted was for him to make her cum like before. She looked at the clock, it wasn’t too late….

“Dad?”

Frank looked up from his desk to spot Julie at the door to his home office, wearing nothing but her sheer nightgown again, “Yes?”

“Do you think that maybe you would want to, well you know, do it again?”

“Do you understand that it only counts as a loan payment if I’m the one that asks for it?”

“Uhm, I guess, yeah.”

“Then do you still want to do this?”

Her pussy was already wet, and she just spent the last twenty minutes wanting it to cum like the other day on her bed. “Yes, I want to do it.” Without being prompted she entered the room and walked around to the side of his desk. She opened her robe and Frank saw she wasn’t wearing any panties this time, he kept his eyes on her as she spread her legs then reached down to open her pussy for him.

“Stay like that,” he ordered her. Frank raised his hand to her face and slid his middle finger into her mouth, up to the second knuckle. “Suck it.”

After a few moments of Julie treating his finger like a smaller version of his dick, he drew his hand back the reached down and slid the wet finger into her pussy that she was still holding open for him. He flexed his finger to press into her g spot, and she let out a pleasurable moan. When he brought his thumb up to press on her clit, she moaned again.

“Your pussy needs to cum doesn’t it?”

“Yesss.”

“Say it.”

“My pussy needs to cum.”

He pressed his fingertip and thumb closer together and lightly pulled a few times, gently jacking her off. Julie shuddered from the sensation.

“Could you… I mean would you make me lay over your lap again like you did on my bed?”

Frank smirked. He’d gotten the impression that she liked that a lot, and he wasn’t surprised that she would ask for it. He got up from his chair and led her to a couch that sat near the side of the room. He sat down and told her to remove her gown.

Julie shed the outerwear and held her arm forward, Frank saw the gesture and grabbed her wrist so he could yank her forward.

“You like it when I make you do things, don’t you?”

Julie fell into place and put her arms behind her back like before. “Yes. I like it. I want you to make me do things.” She knew he wanted to hear her say such things in detail and she accommodated his interest. “My pussy needs to cum, it needs to have you make it cum.”

Frank pressed his hand between Julie’s thighs and rubbed her clit, she immediately arched her back and moved her hips so she could press into him.

“You like being my slut, don’t you?”

“I want to be your slut, I’ll do what you want. My pussy wants to be slutty for you.”

“Good, I like that.”

It didn’t take long to make her cum. Frank noticed she was swollen and sopping wet from her sexual excitement. He told her to lay on the couch and he got up to remove his pants. Julie like seeing that his cock was rock hard and standing straight out.

“Spread your pussy again.”

Julie didn’t hesitate a bit, her fingertips slipped a little because she was so wet but she got herself spread open for him.

“Tell me what you’re doing.”

“I’m showing you my pussy.”

“That’s secondary. You are showing me that you are ready and willing to do what I want from you. Do you understand?”

“Yes. I’m ready for you and I’m willing to do what you want.”

“Whatever I want.”

“I’ll do whatever you want.”

Frank got onto her and slid his cock in deep. Julie angled herself to get as much of him as possible into herself.

“Because this time doesn’t count, I’m going to fuck you until you cum again, then you’re going to suck me.”

Frank liked fucking his daughter. She was slick and hot, and her tight pussy wrapped around him like a glove on a finger. He knew if he stayed in her, it’d be easy to cum into her again. He waited until she came on him, then he pulled out and got up onto his knees.

Julie didn’t need to be told what to do, she immediately sat up and got his cock into her mouth. She wanted to make him cum as hard as possible, a payback for the things he made her feel. She sucked and licked him with a passion, taking some moments to find the things that made him harder, or want to thrust into her mouth.

Frank watched his cock disappear into her mouth and come back out. For any number of women that sucked him before, his own daughter was one of the better ones. He held back as long as he could before letting loose and having his cock spray into her throat. “Swallow it all.”

She was almost greedy about getting his cum out of his cock and into the back of her mouth to swallow. She felt proud that she could make him cum hard. She imagined doing it again sometime, whether it counted as a loan payment or not.

Frank caressed her face once, then ran his hands over her tits. He pushed her back onto the couch and played with her pussy a little. She was ready to go again. He laughed a little and got up to dress.

“Next Tuesday, get up, eat breakfast and then shower. I want you in my office at 1 pm.”

Julie finished drying off. She sprayed a little perfume on herself and began brushing her hair out. She was excited, she knew her dad was going to fuck her again, and she was already getting wet at the thought of it. She mused about how she had been so afraid to ask him if he would trade sex for financial support and now she almost didn’t care if the money was involved or not. She liked the things he was doing with her and the way she felt from it.

She arrived on time. She wasn’t there a moment gone by when the doorbell rang. Frank told her to stay put and went out to answer the door. When he came back, he had Mrs. Thompson with him.

“Beth, I think you know my daughter Julie. Julie this is Beth Thompson.”

Julie knew who she was, she was the one sleeping with her dad, which was where Julie got the idea to propose letting her dad fuck her for his support. She couldn’t guess why she was here now.

Frank stood next to his daughter, then told her to sit down. Julie went to go to the couch, but he caught her arm.

“No. Right here where you’re standing.”

Julie felt uncertain, she didn’t know what was going on. She sat down feeling nervous.

“You,” he pointed to Beth. “Pants and panties off now, show her your pussy.”

Beth was quick to act, apparently Frank’s demands for a quick response wasn’t just with his daughter. Beth spread her legs and parted her pussy lips.

“Get over here,” he commanded. “Right in front of her.”

Julie’s face flushed. She’d seen plenty of naked girls in the high school locker room when they were about to shower, but certainly nothing as intimate as this. She looked up and couldn’t help but stare at the moist pink flesh in front of her face.

Frank nudged Julie, “Put your finger in her and see if she’s wet.”

Julie’s eyes widened. She raised her hand and nervously put her middle finger into Beth. Frank let her work her finger into Beth, then knelt down and put a finger in behind hers and pressed on her fingertip. Beth let out a short moan. Julie felt it when Beth’s pussy gushed with juices, she also felt her own pussy doing the same thing.

Frank got up and told both of them to strip. Short moments passed before both of them were naked, waiting for their next orders. Beths’ 36C tits weren’t as large as Julie’s, but her nipples were rock hard, as were Julie’s.

“On the couch, side by side.”

The women did as they were told. Frank got his clothes off then got in front of Julie. He moved her to be sitting on the edge of the cushion, then got on his knees between her legs.

“Beth, put me in her.”

Beth reached over and guided his cock into his daughter’s pussy. She watched as he slid all the way into her. Julie caught her breath. This was the most intense thing she had ever done, seeing and fingering another woman’s pussy and then being watched as her dad fucked her. Her pussy was flooded, and her nipples were hard enough to hurt.

Frank got up, and stood in front of Beth. “Suck me.”

Beth didn’t hesitate to get him in her mouth. Julie watched as his dick, slick with her own pussy juice, slid between Beth’s lips. He fucked her mouth for a few strokes then told Julie it was her turn. When he was on his knees again, she held his cock and guided it into Beth, then watched closely as he fucked her. She knew any moment now she was going to suck his dick too.

Frank pushed his cock into his daughters willing mouth. Right away she could taste Beth’s pussy juices mixed with her own. Her head was spinning, all of this happened so fast she was as feeling totally lost in the moment. She sucked his cock, savoring all she could taste there. She almost gagged when he pushed all the way into her, but she adjusted her neck to let him get into her throat.

Frank pulled out and sat on the couch, he pulled Beth to lay face down over his lap and spread her legs.

“Julie, stand here and watch.”

Frank played with Beth’s pussy. Julie recognized what he was doing and knew how it felt, she like doing that with him, a lot. She reached down and pressed on her clit as her dad barely pressed his fingertip into Beth and then moved through her slit to tease her clit too. Beth started raising her hips, trying to get more of his touch. When she got close, Frank spread her fully open and told Julie to watch her cum.

Julie had seen guys cum while watching internet porn videos, but she’d never seen a pussy cum, not even her own. She saw Beth’s pussy clamp down and release multiple times, she could tell Beth was completely soaked and cumming hard, and it made her want to do the same thing. She felt a slight tickle on her thigh and realized she was so wet that her juices were running down her legs.

Frank gave Beth a moment to catch her breath, then positioned her to be laying full length on her back as she laid on the couch. He got Julie by the arm and pulled her to stand by Beth’s shoulder.

“Get your leg over her, straddle her and sit close to her face.” He looked at Beth, “Make her cum in your mouth.”

Julie’s face flushed again, she got into position and looked Beth in the eyes. Beth looked back and gave her a nod, she wanted to do this. They moved about a little to get into the best position and then Beth ran her tongue from Julie’s pussy hole all the way up to her clit. Julie watched as she felt that soft, wet, warm tongue slide up her crack. She put her hands on either side of Beth’s head and pulled her closer as she felt Beth sucking her clit. It didn’t take long, Julie was panting, and so wound up with the scene being so intense that she came after only a few minutes of Beth eating her pussy. Julie saw Beth’s face was wet from all the pussy juice pouring out of her.

Once they regained their composure, Frank put Julie to be kneeling again and had Beth stand in front of her. “Julie, make her cum in your mouth.”

Julie looked up at Beth and returned the nod she got earlier, she wanted to do this also. Beth was as wet as Julie, her tongue easily slid all over her pussy and clit, She did what she could to press the tip of her tongue into Beth’s pussy, and pulled her open to suck her clit. Julie liked her light, and musky taste. Beth liked getting sucked a lot, she started rocking her hips, grinding herself into Julie’s mouth. Julie started sucking harder and Beth grabbed her head and pulled her snug and bore down into her mouth; she shuddered as she came.

Frank didn’t give them a break, he had both of them bend over from the waist in front of the couch with their hands on the cushions. “My turn.”

He started fucking Beth from behind, pushing his cock into her to fuck her deep, when she started pushing back against him to increase the pressure, he pulled out and started fucking Julie the same way. He teased their pussies with his cock, when they started getting hot for it and wanting to cum, he switched to the other girl. Both of the women were so wet, his ball sack ended up getting soaked as well as his cock.

“Both of you, turn around, sit on the edge of the cushion.”

He started fucking them both again, and even used the edge of his thumb to press on their clits to get them hotter. It took a little longer to switch between them, because he was working from his knees, but he fucked them both. They liked watching each other taking his cock, and knowing they were wet from each other.

Frank took Julie’s face in his hands and turned her to look up at him, “I’m cumming in your pussy.” Julie pressed down onto him, trying to milk his cock for everything she could get from him. But he pulled out and got his cock in a tight grip, then put himself into Beth and let go as he stabbed into her. “I’m cumming in you too.”

It took a few minutes for the charged atmosphere to dissipate. Frank held his hands out for the women to take to rise. Standing together, he asked them, “Do you want to do it like this again?”

Julie blushed, and she answered shyly, “I’d do it.”

Beth didn’t say anything, but she reached down and started rubbing Julie’s pussy. Julie grabbed her wrist with both hands and pulled her tight. “Put it in me,” she groaned.

Beth finger fucked her a little, then pulled back.

“Good. Both of you get dressed. Julie, escort our guest to the door.”

Julie held the door as Beth touched her arm and told her, “You should call me sometime.”

“I will, I want to.”

Julie went back to her dad’s office, when she got there and saw the open door she realized that her dad never did close the door the whole time they were all fucking each other. She knew her mom was home.

“Doesn’t mom ever come down here?” she asked while pointing at the door.

“No. We have an agreement.”

Julie couldn’t imagine how that would work. Frank saw her perplexed expression and commented, “What’s your mother’s favorite hobby?”

Julie couldn’t think of anything, all her mom did was play with the decorations in the house and go shopping, a lot. Oh… “Shopping.”

“Yes. She gets her shopping and I… satisfy my interests.”

“So, she knows what you’re doing?”

“Yes.”

“Does she know about me?”

“No.”

Julie was nearing the end of her ‘loan payments’. She wondered what would happen after this. She was letting her dad fuck her as a matter of paying him back for the money he put up to pay a gambling debt. She’d experienced a lot of new things, discovered that she liked submitting to her father’s sexual demands, and she started seeing Beth Thompson as they explored each other sexually. She was due to be downstairs in a few minutes and she was already getting wet as she imagined what may happen this time.

Julie walked into her dad’s office as was surprised to see a young man sitting in one of the chairs by her father’s desk. He looked to be in his twenties. He was fit and clean shaven. Julie could see how girls would find him cute. She thought he looked a little familiar, but she couldn’t determine from where.

Frank pointed out a spot on the floor, Julie knew to stand there.

“Show him your pussy.”

Julie blushed a deep red, but she didn’t resist the command. She got out of her pants and panties then spread her legs and her pussy for the guy to see. Frank told her to lean back against the desk, then told the guy, “Fuck her.”

No time was lost, the guy was quick to get on his feet to drop and step out of his pants. His dick was already hard and his boxers were tenting. His cock pulled down then sprang back up as his underwear came off. He got between Julie’s legs and put it in her.

Frank reached over the desk from behind Julie and opened her blouse, then he pulled her bra to be up and away from her tits. He pinched her nipples as he whispered in her ear. “You’re letting him fuck your pussy, you like it don’t you…”

Julie’s hips surged forward to meet the incoming thrust, “Yesss.”

“I’m watching him fuck you.”

Julie moaned and bore down on the strange cock again.

“This one counts, just as if I were fucking you. He’s going to cum in your pussy.”

Julie moaned again. This guy wasn’t as large as her dad, but her felt good and Julie was hot from the intensity of the moment. She knew she’d be required to cum, and that wasn’t going to be a problem. The guy pushed in hard and held himself there as his cock shot cum into her wet hole. Julie felt it and her pussy gripped his cock as she came.

After a moment, the guy pulled out and started getting dressed again.

“Are we good?” Frank asked.

The guy nodded, zipped his pants and left. Julie noted that he never said a word the whole time she was there.

“Do you want me to do anything for you?” she asked.

“You can get dressed. You did good.”

“What did he owe you to do that?”

“Nothing, I was giving him a bonus.”

‘That’s some bonus.’ Julie thought. She wondered just what kind of work her dad did to provide a bonus like that. She had her suspicions about what her father did, he always had a lot of money, and he seldom left the house. She was certain it was something sketchy or some kind of darker business dealings, but she never asked and wasn’t going to.

Julie adjusted her bra and straightened her clothing and asked again, “Are you sure there’s nothing I can do for you? I’ll suck you if you let me.”

Frank pursed his lips as he got an idea. “Take your pants and panties off again. Then get over here.

Julie stripped as directed and came around the desk. Frank told her to kneel, then got his dick out.

Julie pulled his cock down to meet her mouth, then took him in to suck him.

“Get it wet, really wet.” He told her.

She ran her tongue all over his cock, leaving saliva trails all over it.

“Stand up and lean over the desk.”

Julie got into position, her pussy was twitching with anticipation, she liked letting her dad fuck her.

“You need to relax yourself.” Frank used both hands to spread her open. Julie realized that he wasn’t spreading her pussy, he was spreading her asshole. She got confirmation of her suspicion when she felt the head of his cock pressing into the tight muscular ring of her ass.

She got nervous, she never did anal before and she was certain it would hurt and be joyless for her. Frank bumped himself into her by degrees, it didn’t take too long to be fully into her ass. When she felt him fully into her and he started stroking, she let out an “Ohhh.”

It felt good. She never realized that sex in the ass could feel like this, it was like fucking but just a little different in a way she couldn’t describe. She knew she could cum from this.

Frank was gentle with her, using the skin of his cock to act like a sleeve that he moved within as he pumped her ass. She found herself wanting more as the sensations built within her. The point of pleasure was like getting fucked in the pussy from behind but there was also the new sensation of feeling it in her ass. She started to tense up.

“You’re going to cum aren’t you?”

“Yes, my ass is going to cum, and I want to feel you cum in me.”

Frank was already deep into her, but he started pressing harder as he fucked her. Julie moaned and started pushing back into him. Frank slammed into her, “Do it, do it now.”

Julie broke loose and let herself orgasm, then she felt that warm squishy sensation of her dad cumming in her ass at the same time.

“Looks like one to go.” Frank noted.

Julie was keeping count too. The terms of the loan meant she had to let her dad fuck her ten times, they just did number nine.

Julie was sprawled out on her bed, warm, comfortable and deep asleep. She dreamt of the ocean, and being on a warm beach where she laid in the sun and watched the waves come in to lap at the shore. The waves held a particular fascination for her, each time one came in to meet the sand of the beach, she felt a pulse of warm pleasure. She became focused on the waves, soaking up the sensation that came with them. She felt a warmth in her midsection, gradual at first, and then becoming more intense. She realized that she was building up to cum.

She started to wake as her orgasm came on. She felt fingers in her pussy and a thumb rubbing her clit. Julie pressed her legs together, and grabbed that hand that was fondling her with both of hers, pulling it tight to her pussy. She started to moan and another hand covered her mouth to muffle the sounds.

She never woke to an orgasm before, it was a deep and intense feeling, and pleasurable in ways that she wouldn’t have expected. She felt the blanket get pulled back, then her dad positioned himself to lay on her, between her legs. She felt his cock easily slide into her.

The loan was repaid. Julie laid in her bed and recalled all the deep and intense orgasms she felt with her dad. Even though she was wet from her own fingers and sexual memories, this moment still didn’t some close to anything she’d done with her dad. Two weeks had gone by and she still never came hard like she’d done before. She looked at the clock, it wasn’t too late…

Frank sat at his desk, and saw Julie appear at the door, dressed in a sheer nightgown and not much more. “What is it Julie?”

“I was wondering if I could borrow some money?”

“How much?”

“About ten times worth.”
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